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The young soldiers all lamented how the Drill Sargent always seemed agitated and that even the slightest transgression just by one troop would cause everyone in the platoon to always drop and do pushups. Sometimes, it seemed that "Drill Sargent" would say they were performing a 20K march if it turned into 26K. Sometimes, it seemed that Drill Sargent's purpose ended up being to drive them to "break". In fact, several attemptedto intentionally "wash out" to no avail. And, Drill Sargent could not let them know they might NOT eat something at chow but was quick to remind them from the effect that indiscretion may have on his or her PT scores.
Two studies refute that conclusion. An article by the American Bankruptcy Institute titled "Class of 2009: The Great Recession's Impact on the American Debtor" demonstrates for 2008 and 2009 only 32% of bankruptcies studied were due to illness or injury. Secondly, Professor Gail Heriot, Professor of Law at the University of San Diego refutes claims manufactured in the Harvard study titled "Illness and Injuries as Contributors to Bankruptcy." Professor Heriot searched into the facts of the study. It finds that 54.5% coming from all bankruptcies have a very "medical cause." But "medical cause" can be used like a term of art here. In fact, the research won't report that injury or illness was the principal cause of those bankruptcies. And, perhaps moreover, it will not claim that the bankruptcies were caused through the rush of medical bills. Maybe this is exactly why only 28.3 percent of the surveyed debtors themselves agreed while using authors that their bankruptcy was substantially a result of "illness or injury." The rest place the blame elsewhere, even though the study labeled their problems as no less than in part "medical."
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